Insurance Planning
● Term Life Insurance : The least expensive insurance to get the most death benefit for the premium paid but becomes very expensive after age 65.● Permanent Life Insurance: Accumulates tax advantaged cash value as well as provides a death benefit, a very versatile tool for estate and financial planning. ● Whole Life Insurance ● Universal Life Insurance ● Variable Life Insurance ● Variable Universal Life Insurance● Disability Insurance● Medicare Supplemental Insurance● Long Term Care Insurance: According to the congressional study of aging, a high cost of long-term care is the number one cause for impoverishment among retirees. Long term care insurance may provide protection from this risk. ● Traditional Long Term Care Policies ● Linked Benefit Long Term Care Policies
* Investing Involves Risk And You May Incur A Profit Or Loss Regardless Of Strategy Selected, Including Diversification And Asset Allocation.